Who We Are

Addressing the Poverty Challenge In Africa

In Sub-Saharan Africa, approximately 350 million adults lack access to formal financial services, with Nigeria alone accounting for over 10 percent of this number. Without the right financial services, the poor struggle to withstand financial shocks, perpetually trapped in the vicious cycle of poverty.

Beyond Credit Ltd was created with this problem in mind, recognizing poverty as one of the greatest injustices that mankind sustains. It manifests itself through various outcomes, including hunger, malnutrition, high infant mortality, low life expectancy, illiteracy in children, and crime.

Our Vision

Empower owners of micro-enterprises by providing them access to financial services and other tools to attain financial independence and thrive.

Our Vision

Our Mission

To build an innovative, scalable, and sustainable organization that provides inclusive financial services to low-income micro-entrepreneurs in Africa.

Our core Values & Specialization

Core Values

Professionalism

We are deeply passionate about achieving outstanding results while upholding strong work ethics. We frown upon cutting corners and slothfulness, ensuring excellence in discharging our duties to customers, investors, and team members.

Accountability

Mindful of the significant responsibilities placed on us, we strive to be continually true to our words and plans, creating an environment where every team member rises above challenges to achieve our organizational goals.

Fairness

Being unbiased, impartial, just, and equitable in dealing with all stakeholders is at the core of our values.

Integrity

Daily, we build a strong business based on trust, honesty, consistency, and transparency, certain that these qualities will set us apart and deepen our interactions with stakeholders.

Respect

We promote an environment where all customers and team members are treated with courtesy, irrespective of their backgrounds, valuing their inputs, opinions, and ideas.

Our Specialization

  • At Beyond Credit Limited, we specialize in offering loans that cater to the specific needs of individual business owners. Whether you are looking to expand your operations, boost your working capital, or seize new business opportunities, our financial products are designed to empower you at every step.

Why we stand out!!!

Our Unique Features